At most banks, a debit card is just a convenient piece of plastic. But at Security State Bank, your debit card is your golden ticket to rewards. Use our free MasterCard® debit card for purchases worldwide and online. And earn rewards just for doing so! Every qualifying transaction gets you closer to your choice of UChoose Rewards®. Sign up for a free Kasasa® checking account and use your card to earn even more rewards!


  • Earn rewards just for using your debit card
  • Make purchases around the globe and online anywhere MasterCard is accepted
  • Faster and easier than writing checks
  • Make withdrawals, transfers, inquiries, and deposits (where allowed) at ATMs
  • Cut the cost of ordering checks
  • Avoid carrying large amounts of cash
  • Authorization process limits your risk for lost or stolen cards
  • Easily track expenses
    • Receive receipts for every transaction
    • Each transaction appears on your monthly statement
UChoose Rewards

Earn more points in more ways with your Security State Bank UChoose Rewards debit card. Choose from millions of rewards you truly want, including:

  • Gift cards
  • HDTVs
  • Airfare
  • Concert tickets
  • And more!

Here’s How It Works

All holders of a SSB UChoose Rewards debit card can earn rewards.

You must first register your debit card at to begin the tracking process of your point of sale (POS) purchases. For a transaction to qualify, you must make your purchase by using a signature-based transaction and not by using your PIN.

Register and Start Earning Points

  1. Go to
  2. Complete the online rewards registration form.

Redeem Points for Prizes

  1. Log in to
  2. After logging in, click Redeem Points.

If you have other questions, you can contact your UChoose Specialist at (620) 872-7224 ext. 418 or

24-Hour Card Self-Service

Manage your card on your time. Our Card Self-Service system provides easy-to-follow card activation and PIN selection options in English, French, or Spanish. This free, secure service is available around-the-clock — so you can start using your card as soon as possible.

  • Activate a card
  • Select a new PIN
  • Change a forgotten PIN
  • Change a known PIN

Call 1 (800) 567-3451 to access this convenient service today.

Important Information

This service requires that the personal information we have on file for you matches what you input into the phone system, or neither the card activation nor PIN selection functions will be successful.

Learn More

Our staff is available to answer any questions you may have. Please call (620) 872-7224 ext. 418.


How do I report a lost or stolen card?

If your debit card is lost or stolen, please contact us immediately at (620) 872-7224 during regular business hours. To receive assistance after business hours, please call (800) 472-3272.

How do I change my PIN?

Call our 24-hour Card Self-Service system at 1 (800) 567-3451.

How do I activate my debit card?

Call our 24-hour Card Self-Service system at 1 (800) 567-3451.

How do I make a signature based-transaction using my debit card?

Select credit when paying at the gas pump or purchasing over the telephone. Choose credit card for online purchases, and use the credit option (not debit) when paying for your purchase at a store. The purchases will still come out of your checking account and will qualify as a transaction earning reward points. 

Do all transactions qualify?

Transactions under $25 for which you are not asked to sign for may not qualify. These transactions are processed by the networks as a PIN-less debit transaction and not as a credit transaction. Therefore, they don’t qualify.

How do I earn points?

You will earn 1 point for every $2 you spend on qualifying transactions. Plus, you can earn even more points when you shop at participating retailers, which are listed at

Where can I track my points earned?

Log into and click on the Point Details tab to see your points.

When can I redeem my points?

It can take up to 40 days for your points to be credited to your account. You must accumulate 1,500 points before you can redeem your points for merchandise or any number of items and 2,000 points to redeem for cash back. Simply look for your “Total Points Available” at the top of any page to see how many points you have available for redemption.

What can I redeem my points for?

It’s your choice! There are a number of choices, whether its products, travel activities, event tickets, gift cards or cash back. Simply visit the Redeem Points web page at and select your reward.

Additional questions have been answered through an FAQ available at the UChoose Rewards website.