Summary

Get paid to go shopping. That’s what free Kasasa Cash Back® can do for you. We know how tiring bargain hunting can be. So we’ll reward your hard work with up to $72 cash back on daily debit card purchases, annually! Get up to $25 a month of nationwide ATM fee refunds — giving you easy, free access to your cash all across the country! Enjoy all this and more — just for doing things you already do. Open your Kasasa® account today!

Details:

  • Free checking that pays you back
  • 2.00% cash back on everyday debit card purchases*
    • No category restrictions on purchases
    • Cash back earned on up to $300 in purchases monthly
    • Earn up to $72 annually, $6 cash back per month
  • ATM fee refunds nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® account to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking
  • $0.50 mobile deposit fee
  • Free 24/7 telephone banking
  • Free MasterCard® debit card with UChoose Rewards®
  • Unlimited check writing
  • $100 minimum deposit to open

It’s Easy to Earn Your Kasasa Cash Back Rewards!

To earn rewards, just keep doing what you’re probably already doing — the banking basics we call “qualifications.” Simply do the following activities and transactions in your Kasasa Cash Back account each Monthly Qualification Cycle: 

  • Have at least 12 debit card transactions post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That’s it! If you don’t meet the qualifications one month, don’t worry — your Kasasa Cash Back account is still free. Plus, you can get right back to earning your rewards the very next month!

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  ATM-processed transactions and transfers between accounts do not count toward earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

Reward Information:  When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 2.0% cash back on and up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to $25, ($4.99. per single transaction) for nationwide internal and external ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Enrollment and log-on to online banking, receipt of electronic statements, and 12 debit card purchases post and settle are qualifications of this account.  Limit one (1) account per individual taxpayer identification number. There are no recurring monthly service charges or fees to open, maintain, or close this account. Contact one of our bank representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.  Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd. Registered in the U.S.A.