Summary

You might think all checking accounts are the same — time to be pleasantly surprised. Get gifts you’re guaranteed to love — every month — with free Kasasa Cash®. Enjoy ATM fee refunds right here in Scott City — and all across the country! We’ll even pay you to bank here with 3.00% APY* on balances up to and including $10,000. Pretty impressive for a free checking account. (Oh, did we mention it’s free?)

Details:

  • Free checking that pays high interest
    • 3.00% APY* on balances up to and including $10,000
    • 3.00% to 0.50% APY* on balances over $10,000 depending on balance in account*
    • 0.01% APY* if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® account to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking & bill pay
  • Free eStatements
  • Free mobile banking
  • $0.50 mobile deposit fee
  • Free 24/7 telephone banking
  • Free MasterCard® debit card with UChoose Rewards®
  • Unlimited check writing
  • $100 minimum deposit to open

It’s a Breeze to Qualify for Kasasa Cash Rewards!

Qualifying to earn your Kasasa Cash rewards is so easy, you’re probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:

  • Have at least 12 debit card transactions post and settle
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking 

We told you it was easy! If you don’t meet the qualifications one month, don’t worry — your Kasasa Cash account is still free, and it still earns our base interest rate of 0.01%. Plus, you can get right back to earning your rewards the very next month!

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. ATM-processed transactions and transfers between accounts do not count toward earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. 

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1)Balances up to and including $10,000 receive APY of 3.00%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 0.50% to 3.00% APY depending on the account’s balance and (2) you will receive reimbursements up to $25 ($4.99 per single transaction) for nationwide internal and external ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded. Interest and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle.  APY = Annual Percentage Yield.  APY is accurate as of 03/28/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  $100 minimum deposit is required to open the account. Enrollment in and log-on to online banking, receipt of electronic statements, and 12 debit card purchases post and settle are qualifications of this account. Limit one (1) account per individual taxpayer identification number.  There are no recurring monthly service charges or fees to open, maintain, or close this account. Contact one of our bank representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.  Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd. Registered in the U.S.A.