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Between spending time with friends and caring for your family, finding ways to save isn’t easy. Until now. Save money automatically with a free Kasasa Saver® account! Link free Kasasa Cash® or Kasasa Cash Back® to Kasasa Saver for automatic rewards transfers. So you can set money aside — without feeling the financial pinch. And with high interest on balances up to and including $100,000, you’ll reach your savings goals even sooner. Start saving today!


  • Free account that builds your savings effortlessly
  • Links to free Kasasa Cash or Kasasa Cash Back checking
  • Automatic transfers of Kasasa Cash or Kasasa Cash Back earnings:
    • 0.75% APY* on balances up to and including $100,000
    • 0.75 to 0.63% APY* on balances over $100,000 depending on balance in account
    • 0.01% APY* if qualifications are not met on Kasasa Cash or Kasasa Cash Back
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking
  • Free eStatements
  • Free mobile banking
  • $0.50 mobile deposit fee
  • $100 minimum deposit to open

It’s Easy to Qualify for Kasasa Saver Rewards!

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. To earn your rewards, just do the following transactions and activities in your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 12 debit card transactions post and settle in your Kasasa Cash or Kasasa Cash Back account
  • Be enrolled in and agree to receive eStatements
  • Be enrolled in and log into online banking

That’s it! If you don’t meet your qualifications during the Monthly Qualification Cycle, your Kasasa® accounts are still free. Even better? You’ll still earn our base interest rate on Kasasa Saver, too. You can get right back to earning your full rewards the very next month!

*Qualification Information: Qualifications vary by account. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts and debit card, purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transaction and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. "Statement Cycle" means the period of time for which Security State Bank provides a summary of the financial activities and   transactions that post and settle to the accountholder's account. See our website or contact one of our financial service representatives for specific Statement Cycle dates.  "Business Day" means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day.

Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $100,000 receive an APY of  0.75%; and balances over $100,000 earn an APY of 0.50% interest on the portion of balance over $100,000, resulting in a range from 0.75% to 0.63% APY depending on the account’s balance.

Kasasa Cash: Balances up to $10,000 receive a non-compounding APY of 3.0%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a non-compounding range from 3.0% to 0.50% APY depending on the account’s balance. Kasasa Cash Back: 2% cash back on and up to a total of $300.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle. When Kasasa Cash and Cash Back qualifications are not met, Kasasa Saver: All balances earn 0.01% APY. Kasasa Cash: All balances earn a non-compounding APY of 0.01%. Kasasa Cash Back: No cash back payments are made. When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APYs accurate as of 03/28/16. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

 Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100 minimum deposit is required to open the account. Enrollment and log-on to online banking, receipt of electronic statements, and 12 debit card purchases post and settle are qualifications of these accounts. Limit one (1) account per individual taxpayer identification number. There are no recurring monthly service charges or fees to open, maintain, or close this account. Contact one of our bank representatives for additional information, details, restrictions, processing limitations and enrollment instructions.  Member FDIC.  Kasasa, Kasasa Cash, Kasasa Cash Back, and Kasasa Saver are trademarks of Kasasa, Ltd. Registered in the U.S.A.