Certificate of Deposit


Improve your earnings without risking any of your company’s cash assets. Simply pick the term and your funds earn a guaranteed fixed rate. And guaranteed is always a good thing for your bottom line. We offer a variety of terms to suit your business strategy — with higher rates for longer maturity dates. And by laddering maturity dates, you can add liquidity to your CD investments. Open your certificate today.


  • Set aside for future savings goals
  • Competitive, fixed rate for length of term
  • Greater earnings than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • A wide range of terms available (from 91 days to 36 months)
  • Locked rate for length of term
  • Earned interest may be deposited into the SSB account of choice
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $100 minimum deposit to open**
  • Federally insured by FDIC up to $250,000


*Terms of 6 months or less – ½ maturity; terms longer than 6 months – the interest you could draw in 6 months.

**Minimum balance may vary according to maturity.