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Put yourself in the driver’s seat — and have plenty of money left over for gas. An SSB auto loan lets you get the wheels you want at a price you can easily afford. Our competitive rates and convenient terms can fit any buyer’s budget. Have the upper hand at the dealership with free pre-approval. We’ll even refinance your current car or truck — so you can lower your monthly payments. Apply for your auto loan today!


  • Competitive rates for new or used vehicles
  • Budget-friendly repayment terms
  • 100% financing available on all purchases
  • Refinance vehicles financed elsewhere to potentially lower your rate
  • Free pre-approvals for extra buying power when negotiating
  • Local decision-making and processing right here in Scott City
  • Helpful, customized service from our experienced lenders


Pre-approval puts you in a better bargaining position before you set foot on the lot. Dealers will view you as a cash customer — giving you the power to negotiate a better price. You could even drive away the very same day!

Here’s How to Get Started:

  1. Order your credit report to make sure you’re in good standing.
  2. Apply for pre-approval by speaking to one of our Loan Officers at (620) 872-7224.  We’ll get back to you right away with the answer you need.
  3. Call or visit a local auto dealer to get a price quote on the vehicle you want. You’ll want to let the dealer know that you’ll be financing your vehicle with us after you’ve made your best deal.