Cash Back Checking

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Get paid to go shopping. That’s what free Cash Back Checking can do for you. We know how tiring bargain hunting can be. So, we’ll reward your hard work with up to $72 cash back on daily debit card purchases, annually!  Enjoy all this and more — just for doing things you already do. Open your Cash Backing Checking account today!  Accounts opened Statewide.


  • Up to $6 cash back earned on everyday debit card purchases, $0.25 per debit card transaction
  • No category restrictions on purchases


  • $0


  • Yes


  • Yes


  • $100


  • Fourth Wednesday of the Month


  • Unlimited


It’s Easy to Earn Your Cash Back Checking account Reward!

To earn your reward, just keep doing what you’re probably already doing — the banking basics. Simply do the following activities and transactions in your Cash Back Checking account each Monthly Cycle:

  • Have at least 11 debit card transactions post and settle
  • Be enrolled in and agree to receive eStatements

That’s it! If you don’t earn your reward one month, don’t worry — your Cash Back Checking account is still free. Plus, you can get right back to earning your reward the very next month!

Free Cash Back Checking: Earning Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to earn the account’s reward.  ATM-processed transactions and transfers between accounts do not count toward earning the account reward. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. “Statement Cycle” means the period of time for which Security State Bank provides a summary of the financial activities and  transactions that post and settle to the accountholder’s account. See our website or contact one of our bank financial service representatives for specific Statement Cycle dates. “Business Day” means a calendar day other than a Saturday or a Sunday, January 1, the third Monday in January, the third Monday in February, the last Monday in May, June 19, July 4, the first Monday in September, the second Monday in October, November 11, the fourth Thursday in November, or December 25. If January 1, June 19, July 4, November 11, or December 25 falls on a Sunday, the next Monday is not a Business Day.

Reward Information:  When Cash Back earnings are met during a Monthly Qualification Cycle, you will receive up to a maximum of $6.00 ($0.25 per transaction) cash back on debit card purchases that post and settle to the account during that cycle period.  When Cash Back earnings are not met, no cash back payments are made. Cash back payments will be credited to your Cash Back account on the last day of the current statement cycle. Rates and the reward are variable and may change after account is opened.

Additional Information: Account approval, conditions, requirements, limits, timeframes, enrollments, and other requirements apply. $100 minimum deposit is required to open the account. Requirements to receive the reward are receipt of electronic statements and 11 debit card purchases posting and settling to the account.  Limit one (1) account per individual taxpayer identification number. There are no recurring monthly service charges or fees to open, maintain, or close this account. Contact one of our bank financial service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.