HOME MORTGAGES

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HOME STARTS HERE

Buying a home is one of life’s biggest decisions. That’s why your mortgage should come from people who know the local market, understand your goals, and are here long after closing day. Competitive rates. Local decisions. Local servicing. Look to the Security Home Lending Team for your next move.

Details:

• Competitive rates for home purchase, refinance, or construction
• Available for primary residences
  • Find financing for investment properties with our commercial real estate loans
• Convenient terms customized to your unique situation
• A wide range of financing programs available:
  • Fixed rate mortgages
  • Construction Loans
• Helpful loan advisors with working knowledge of the local real estate market
• Local decision-making and processing right here in Scott City or Leoti
• Helpful, customized service throughout the entire process

CONVENTIONAL

Conventional loans have a fixed rate and monthly payment for the entire life of the loan. It’s easy to budget for this type of loan because your principal and interest portion will always be the same. Escrow items are adjusted annually.

Once you know approximately how much home is in your price range, use this convenient mortgage loan calculator to estimate your monthly payments based on the principal and interest. Closing costs are normally paid in a lump sum at the time you take out the loan.

IS REFINANCING RIGHT FOR YOU?

Generally, it’s a good idea for you to consider refinancing whenever the interest rate for mortgages is more than two percentage points below your present mortgage. Whether you apply with us for a new mortgage or to refinance your present mortgage, ask about our home equity line of credit. It can help you save on fees when you apply.

For more details, speak to one of our mortgage loan experts at (620) 872-7224.